Auto Finance FAQs

Your Financing Questions Answered at Dick's Hillsboro Hyundai

Finance FAQ: Your Auto Financing Questions Answered

At Dick's Hillsboro Hyundai, we know that purchasing or leasing your next vehicle can sometimes leave you confused. Whether you're still searching for a new or used Hyundai or have already determined which SUV or sedan you want, you'll likely have some questions about the financing process.

We're here to help you out. At our finance center, we can help you get to the bottom of your most burning car-buying questions. When you need auto financing near Portland, be sure to come to Dick's Hillsboro Hyundai.

What Warranties are Included with New Hyundai Models?

When you purchase a new Hyundai at our car dealership near Vancouver, you will receive the benefits of numerous warranties that cover many parts of your new car. These include the following:

  • Ten-year/100,000-mile Powertrain Limited Warranty
  • Five-Year/60,000-mile New Vehicle Limited Warranty
  • Seven-Year/Unlimited-mile Anti-Perforation Warranty
  • 12-Month/12,000-mile Replacement Parts and Accessories Limited Warranty
  • And more!

Do Used Cars Have Warranty or Extended Warranty Coverage?

By browsing our used inventory, you will find that many of the used cars we sell near Gladstone come backed with their own warranties. Many of these used Hyundai models come with warranties that have carried over from their previous owners. Getting a Hyundai Certified Pre-Owned vehicle gives you the best extended warranty coverage, with a 173-point inspection and 10-Year/Unlimited Roadside Assistance, too.

What's the Difference Between Financing and Leasing a Hyundai?

If you're looking to purchase a car to own it in the long run, then go with financing your next Hyundai. Financing a new or used Hyundai also gives you the freedom to do whatever you want with the vehicle, such as adding accessories, taking it wherever you want to go, and driving it as much as you want.

Leasing, on the other hand, is for drivers who want a new car near Beaverton but don't want a long-term contract. With leasing, you're basically renting your new car, and that will enable you to switch out your car for another one when your lease has ended.

What is GAP Insurance?

GAP insurance is the "gap" between the cash value of your car and the amount of money you owe. For Salem drivers who lease their new Hyundai, GAP insurance is usually required to cover the rest of the vehicle's total value. For drivers who prefer to finance, GAP insurance may be recommended for drivers who make a down payment of less than 20 percent or if your contract is longer than 60 months. GAP insurance will cover the remaining cost of your vehicle if it is totaled in an accident.

How Do I Buy a Car Online?

With Dick's Hillsboro Hyundai, buying a car online is a simple process. Simply pick out a vehicle, calculate your payment, and apply for financing. You can also adjust your desired loan terms and estimate the value of your trade-in vehicle. When we have all your required information, the finance team at our dealership in Hillsboro will reach out to you for a test drive. When you shop online for your car near Portland, you can reduce your time at our dealership!

Do You Approve All Customers for Financing?

Dick's Hillsboro Hyundai works with Portland area drivers with varying credit histories. When you visit our finance center, we will work with you to get you approved and driving around Hillsboro regardless of your credit. If you have low credit or no credit at all, we may recommend that you get a finance agreement to build equity with on-time payments.

Is Your Finance Application Secure?

Yes! When you complete our finance application, you can rest assured that your personal data is secure and encrypted. We will not disclose any of your personal information without your approval. If you do approve, then the information you submitted can be used to see which one of our local auto loan lenders will work with you.


More Questions?

If you have any questions about financing a new or used Hyundai, please contact us. When you're ready to visit, you can find our dealership just a short drive from downtown Portland.

  1. Dick's Hillsboro Hyundai

    2871 SE Tualatin Valley Hwy
    Hillsboro, OR 97123

    • Sales: 844-419-5767
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Get in Touch

  • Contact our Sales Department at: 844-419-5767
  • Monday8:30AM-7:00PM
  • Tuesday8:30AM-7:00PM
  • Wednesday8:30AM-7:00PM
  • Thursday8:30AM-7:00PM
  • Friday8:30AM-7:00PM
  • Saturday8:30AM-7:00PM
  • Sunday10:00AM-7:00PM